In today’s digital age, online payment gateways have become a crucial part of businesses in India. With the increasing number of internet users and the shift towards contactless payments, the demand for secure and reliable payment gateways has skyrocketed. To help you navigate through the vast options available, we have compiled a comprehensive guide to the top 10 payment gateways in India for 2024.
NTT DATA Payment Services India
NTT DATA Payment Services India is a global leader in providing secure and seamless digital payment solutions. With a strong presence in the payment gateway space, NTT DATA offers a range of reliable and secure payment gateway solutions used by major e-commerce platforms and other sectors. Their solutions are known for their support for multiple currencies and languages, easy integration with existing systems, high-security standards, and 24/7 customer support.
Some of the key features of NTT DATA Payment Services’ online payment gateway solutions include:
Support for multiple currencies and languages
Easy integration with existing systems
High-security standards
24/7 customer support
Seamless transactions
Razorpay
Razorpay is a leading payment gateway provider in India. Founded in 2014, Razorpay has gained popularity for its instant activation, easy integration, and user-friendly interface. With over 800,000 customers, Razorpay offers a wide range of payment options, including credit and debit cards, net banking, UPI, and popular wallets. The company has received over $200 million in funding and is trusted by big names such as Unacademy, UrbanClap, Zoomcar, and BookMyShow.
Key Features of Razorpay:
100+ payment options
PCI DSS Level 1 compliance for data security
Dashboard for real-time data and analytics
Quick and easy integration with major e-commerce platforms
Comprehensive API documentation
Support for recurring payments
PayU
PayU is one of the largest payment gateway aggregators in India, serving over 500,000 businesses. Backed by the Naspers group, PayU offers a seamless and scalable platform with high transaction success rates. With PayU, businesses can accept payments via 150+ payment methods, including credit and debit cards, net banking, UPI, and wallets. The platform provides a user-friendly dashboard for real-time payment tracking and management.
Key Features of PayU:
150+ payment methods supported
API-driven automation for easy integration
Single dashboard view for real-time tracking and management
24×7 customer support
Highest direct integration with banks and networks
Support for EMIs and BNPL options
Cashfree
Cashfree is a user-friendly payment gateway service provider in India. With more than 120 payment options, Cashfree offers a wide range of features and services that make it an attractive option for online businesses. The platform ensures data security with PCI DSS v3.2.1 compliance and offers features like data import/export and secure checkout. Cashfree is trusted by brands like Skullcandy, Upkarma, Kapiva, BVLGARI, and Pride of Cows.
Key Features of Cashfree:
120+ payment options
PCI DSS v3.2.1 compliance for data security
Data import/export functionality
Secure and fast checkout experience
Customizable reports and activity dashboard
Paytm
Paytm is one of the most popular online payment gateways in India. Known for its mobile wallet, Paytm offers a wide range of features and services to businesses of all sizes. With Paytm, businesses can accept payments via various methods, including credit and debit cards, net banking, UPI, and more. The platform also offers a mobile app for easy account management on the go.
Key Features of Paytm:
Multiple payment options, including credit and debit cards, net banking, UPI, and wallets
Mobile app for easy account management
Secure and fast payment processing
Simple and intuitive user interface
7-day refunding period
Instamojo
Instamojo is a payment gateway service provider in India that offers a wide range of features and services to businesses. With Instamojo, businesses can accept payments via 100+ options, including credit and debit cards, net banking, and UPI. The platform provides a secure checkout experience and offers features like invoice payments and secure integration with websites.
Key Features of Instamojo:
100+ payment options
Secure checkout experience
Integration with accounting software
Easy reporting and analytics
24×7 support
MobiKwik
MobiKwik is one of India’s largest mobile wallets and Buy Now Pay Later (BNPL) players. With MobiKwik, businesses can accept payments via credit cards, debit cards, net banking, UPI, and wallets. The platform offers features like accounting software integration, reporting and dashboards, and secure transactions. MobiKwik is trusted by millions of users and offers a seamless payment experience.
Key Features of MobiKwik:
Credit cards, debit cards, net banking, UPI, and wallets supported
Accounting software integration
Reporting and dashboards
Secure and fast transactions
PCI DSS compliance
CCAvenue
CCAvenue is one of the largest payment gateway service providers in India. With thousands of merchants on board, CCAvenue offers multi-currency, multiple payment option online payment processing services. The platform provides easy integration, responsive transaction pages, and real-time authorization. CCAvenue is trusted by businesses in South Asia and India and offers various pricing plans to suit different needs.
Key Features of CCAvenue:
Easy integration with e-commerce platforms
Responsive transaction pages
Real-time authorization
Multiple payment options
Various pricing plans
BillDesk
BillDesk is a leading payment gateway service provider in India. The platform enables merchants to accept and process payments online, including credit cards, debit cards, net banking, and cash on delivery. BillDesk offers a user-friendly interface and easy integration with existing websites or e-commerce platforms. With BillDesk, businesses can provide customers with a variety of payment options and a secure payment experience.
Key Features of BillDesk:
Multiple payment options, including credit cards, debit cards, net banking, and cash on delivery
Easy integration with existing websites or e-commerce platforms
Secure and fast payment processing
User-friendly interface
Customizable payment options
PayG
PayG is a comprehensive payment gateway solution provider in India. The platform offers multiple payment options, including UPI, QR-based payments, and invoice payments. PayG provides a secure and transparent payment experience for businesses and their customers. With features like UPI autopay and a user-friendly interface, PayG is a popular choice among businesses in India.
Key Features of PayG:
Multiple payment options, including UPI, QR-based payments, and invoice payments
Simple and transparent pricing
Good customer service
Secure and fast transactions
Easy integration
In conclusion, choosing the right payment gateway is crucial for businesses in India. The top 10 payment gateways mentioned in this guide offer a range of features and services to meet the diverse needs of businesses. Whether you are a small start-up or a large enterprise, these payment gateway service providers can help you streamline your payment processes and provide a secure and seamless payment experience for your customers. Consider your business requirements and select the payment gateway that best suits your needs.
