Top 10 Payment Gateways in India for 2024: A Comprehensive Guide

In today’s digital age, online payment gateways have become a crucial part of businesses in India. With the increasing number of internet users and the shift towards contactless payments, the demand for secure and reliable payment gateways has skyrocketed. To help you navigate through the vast options available, we have compiled a comprehensive guide to the top 10 payment gateways in India for 2024.

NTT DATA Payment Services India

NTT DATA Payment Services India is a global leader in providing secure and seamless digital payment solutions. With a strong presence in the payment gateway space, NTT DATA offers a range of reliable and secure payment gateway solutions used by major e-commerce platforms and other sectors. Their solutions are known for their support for multiple currencies and languages, easy integration with existing systems, high-security standards, and 24/7 customer support.

Some of the key features of NTT DATA Payment Services’ online payment gateway solutions include:

Support for multiple currencies and languages

Easy integration with existing systems

High-security standards

24/7 customer support

Seamless transactions

Razorpay

Razorpay is a leading payment gateway provider in India. Founded in 2014, Razorpay has gained popularity for its instant activation, easy integration, and user-friendly interface. With over 800,000 customers, Razorpay offers a wide range of payment options, including credit and debit cards, net banking, UPI, and popular wallets. The company has received over $200 million in funding and is trusted by big names such as Unacademy, UrbanClap, Zoomcar, and BookMyShow.

Key Features of Razorpay:

100+ payment options

PCI DSS Level 1 compliance for data security

Dashboard for real-time data and analytics

Quick and easy integration with major e-commerce platforms

Comprehensive API documentation

Support for recurring payments

PayU

PayU is one of the largest payment gateway aggregators in India, serving over 500,000 businesses. Backed by the Naspers group, PayU offers a seamless and scalable platform with high transaction success rates. With PayU, businesses can accept payments via 150+ payment methods, including credit and debit cards, net banking, UPI, and wallets. The platform provides a user-friendly dashboard for real-time payment tracking and management.

Key Features of PayU:

150+ payment methods supported

API-driven automation for easy integration

Single dashboard view for real-time tracking and management

24×7 customer support

Highest direct integration with banks and networks

Support for EMIs and BNPL options

Cashfree

Cashfree is a user-friendly payment gateway service provider in India. With more than 120 payment options, Cashfree offers a wide range of features and services that make it an attractive option for online businesses. The platform ensures data security with PCI DSS v3.2.1 compliance and offers features like data import/export and secure checkout. Cashfree is trusted by brands like Skullcandy, Upkarma, Kapiva, BVLGARI, and Pride of Cows.

Key Features of Cashfree:

120+ payment options

PCI DSS v3.2.1 compliance for data security

Data import/export functionality

Secure and fast checkout experience

Customizable reports and activity dashboard

Paytm

Paytm is one of the most popular online payment gateways in India. Known for its mobile wallet, Paytm offers a wide range of features and services to businesses of all sizes. With Paytm, businesses can accept payments via various methods, including credit and debit cards, net banking, UPI, and more. The platform also offers a mobile app for easy account management on the go.

Key Features of Paytm:

Multiple payment options, including credit and debit cards, net banking, UPI, and wallets

Mobile app for easy account management

Secure and fast payment processing

Simple and intuitive user interface

7-day refunding period

Instamojo

Instamojo is a payment gateway service provider in India that offers a wide range of features and services to businesses. With Instamojo, businesses can accept payments via 100+ options, including credit and debit cards, net banking, and UPI. The platform provides a secure checkout experience and offers features like invoice payments and secure integration with websites.

Key Features of Instamojo:

100+ payment options

Secure checkout experience

Integration with accounting software

Easy reporting and analytics

24×7 support

MobiKwik

MobiKwik is one of India’s largest mobile wallets and Buy Now Pay Later (BNPL) players. With MobiKwik, businesses can accept payments via credit cards, debit cards, net banking, UPI, and wallets. The platform offers features like accounting software integration, reporting and dashboards, and secure transactions. MobiKwik is trusted by millions of users and offers a seamless payment experience.

Key Features of MobiKwik:

Credit cards, debit cards, net banking, UPI, and wallets supported

Accounting software integration

Reporting and dashboards

Secure and fast transactions

PCI DSS compliance

CCAvenue

CCAvenue is one of the largest payment gateway service providers in India. With thousands of merchants on board, CCAvenue offers multi-currency, multiple payment option online payment processing services. The platform provides easy integration, responsive transaction pages, and real-time authorization. CCAvenue is trusted by businesses in South Asia and India and offers various pricing plans to suit different needs.

Key Features of CCAvenue:

Easy integration with e-commerce platforms

Responsive transaction pages

Real-time authorization

Multiple payment options

Various pricing plans

BillDesk

BillDesk is a leading payment gateway service provider in India. The platform enables merchants to accept and process payments online, including credit cards, debit cards, net banking, and cash on delivery. BillDesk offers a user-friendly interface and easy integration with existing websites or e-commerce platforms. With BillDesk, businesses can provide customers with a variety of payment options and a secure payment experience.

Key Features of BillDesk:

Multiple payment options, including credit cards, debit cards, net banking, and cash on delivery

Easy integration with existing websites or e-commerce platforms

Secure and fast payment processing

User-friendly interface

Customizable payment options

PayG

PayG is a comprehensive payment gateway solution provider in India. The platform offers multiple payment options, including UPI, QR-based payments, and invoice payments. PayG provides a secure and transparent payment experience for businesses and their customers. With features like UPI autopay and a user-friendly interface, PayG is a popular choice among businesses in India.

Key Features of PayG:

Multiple payment options, including UPI, QR-based payments, and invoice payments

Simple and transparent pricing

Good customer service

Secure and fast transactions

Easy integration

In conclusion, choosing the right payment gateway is crucial for businesses in India. The top 10 payment gateways mentioned in this guide offer a range of features and services to meet the diverse needs of businesses. Whether you are a small start-up or a large enterprise, these payment gateway service providers can help you streamline your payment processes and provide a secure and seamless payment experience for your customers. Consider your business requirements and select the payment gateway that best suits your needs.

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